Terms and Conditions

1. Acceptance of Terms

By accessing or using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy. We reserve the right to modify these Terms at any time. Your continued use of the Service following any changes constitutes acceptance of those changes.

2. Description of Service

The Service provides access to over 60 online calculators for various purposes including, but not limited to, financial, mathematical, health, fitness, and utility calculations. The Service:

• Does not require user registration or account creation
• Does not store or retain any user-entered data or calculation results
• Is provided free of charge and is supported by advertising through Google AdSense
• Utilizes Google Analytics to collect anonymous usage statistics

3. User Responsibilities

When using the Service, you agree to:

• Use the calculators for lawful purposes only
• Not attempt to interfere with, disrupt, or compromise the integrity or security of the Service
• Not use automated systems, bots, or scrapers to access the Service without our express written permission
• Not reverse engineer, decompile, or disassemble any aspect of the Service
• Verify all calculation results independently before making any decisions based on them

4. Accuracy and Disclaimer

• We do not guarantee the accuracy, completeness, reliability, or timeliness of any calculations or results
• Calculation results should not be considered professional advice (financial, legal, medical, or otherwise)
• You should consult with qualified professionals before making important decisions based on calculator results
• We are not responsible for any errors, omissions, or inaccuracies in the calculations or resulting consequences

5. No Professional Advice

The Service and its calculators are for informational and educational purposes only. They do not constitute professional financial, medical, legal, or any other form of advice. You should not rely solely on calculator results for making important decisions. Always seek guidance from qualified professionals for matters that require expert analysis or judgment.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOODWILL, OR OTHER INTANGIBLE LOSSES RESULTING FROM: (a) your use or inability to use the Service; (b) any reliance on calculation results; (c) any errors or omissions in the Service; or (d) any unauthorized access to or use of our servers.

7. Data Collection and Privacy

No User Data Storage:

We do not create user accounts, and we do not store any data you enter into our calculators. All calculations are performed locally in your browser, and no calculation inputs or results are transmitted to or stored on our servers.

Google Analytics:

We use Google Analytics to collect anonymous usage statistics, such as pages visited, time spent on site, and general geographic location. This data helps us understand how users interact with our Service and improve user experience. Google Analytics may use cookies to collect this information. For more information about how Google uses data, visit: https://policies.google.com/technologies/partner-sites

Google AdSense:

We display advertisements through Google AdSense. Google may use cookies and web beacons to serve ads based on your prior visits to our website or other websites. You may opt out of personalized advertising by visiting Google's Ads Settings at: https://www.google.com/settings/ads

8. Cookies

Our Service uses cookies from third-party services (Google Analytics and Google AdSense). You can control cookie preferences through your browser settings. Please note that disabling cookies may affect the functionality of certain features on our website.

9. Intellectual Property

All content, features, functionality, and design of the Service, including but not limited to text, graphics, logos, calculator algorithms, and software, are owned by us or our licensors and are protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, sell, or lease any part of our Service without our express written permission.

10. Third-Party Links

The Service may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites. Your use of third-party websites is at your own risk and subject to their respective terms and conditions.

11. Availability and Modifications

We reserve the right to modify, suspend, or discontinue the Service (or any part thereof) at any time without notice. We may also update, change, or remove calculator functionality without prior notification. We shall not be liable to you or any third party for any modification, suspension, or discontinuance of the Service.

12. Indemnification

You agree to indemnify, defend, and hold harmless CalcSquad, its owners, operators, affiliates, and their respective officers, directors, employees, and agents from any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use of the Service; (b) your violation of these Terms; or (c) your violation of any rights of another party.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Republic of Moldova, without regard to its conflict of law provisions. Any legal action or proceeding arising under these Terms shall be brought exclusively in the courts located in Chişinǎu.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, such provision shall be limited or eliminated to the minimum extent necessary, and the remaining provisions shall remain in full force and effect.

15. Entire Agreement

These Terms constitute the entire agreement between you and CalcSquad regarding the use of the Service and supersede any prior agreements or understandings, whether written or oral.

16. Waiver

No waiver of any term of these Terms shall be deemed a further or continuing waiver of such term or any other term. Our failure to assert any right or provision under these Terms shall not constitute a waiver of such right or provision.

17. Contact Information

If you have any questions about these Terms, please contact us at: